IMO Contracting Solutions

Hierarchy-Aware Agent Contracting in Seconds, Not Minutes

Zenfora AMS transforms insurance agency contracting with fully hierarchy-aware commission assignment. What used to take 20–30 minutes per carrier request now takes under 60 seconds with our smart dropdown system.

Featured case study

Agency Cuts Contracting Time by 97% Across 15 Carriers

A growing insurance agency processing 50+ agent contracting requests per week was spending over 40 hours weekly on manual commission assignment. After switching to Zenfora AMS, the same workload now takes under 2 hours — freeing their operations team to focus on agent support and growth.

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Team member portrait
Team member portrait
Impact Metrics

Time Per Request

<60s

Down from 20-30 min

Error Reduction

99%

Hierarchy-enforced accuracy

Weekly Hours Saved

38+

Per operations team

Insurance agency operations dashboard
Behind the scenes

Fully hierarchy-aware from top to bottom

Zenfora AMS understands your entire agency hierarchy. When assigning commissions, it automatically shows only valid commission levels — sorted greatest to least and capped at the upline's level — so there's zero guesswork and zero errors.

Hierarchy-AwareSmart DropdownsAuto-Validation
How It Works

From contracting request to completion in 3 clicks

No more switching between carrier sheets, cross-referencing commission codes, or manually checking upline levels. Zenfora AMS handles it all in a single, intuitive interface.

Agent Hierarchy Detection100%
Commission Code Auto-Population100%
Validation & Submission95%
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Showcase

Watch Zenfora AMS in action

See a side-by-side comparison of the old manual process versus Zenfora AMS. What used to take 20+ minutes of cross-referencing carrier sheets and manually entering commission codes now happens with a single dropdown click.

30-sec demoLive hierarchyReal carriers
Results Gallery

Trusted by agencies across the country

From independent agencies to large IMOs, Zenfora AMS is transforming how the insurance industry handles agent contracting and commission management.

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Team collaboration
Platform Comparison

Zenfora AMS vs SureLC

See why agencies are switching to fully hierarchy-aware contracting that eliminates manual busywork.

SureLC

20–30 min

per carrier request per agent

Up to 97% faster

Zenfora AMS

30–60 sec

per carrier request per agent

SureLC Workflow

Manual, error-prone process

  1. 1Open the carrier's commission schedule sheet separately
  2. 2Find the upline agent's current commission code
  3. 3Cross-reference which codes are available for the downline
  4. 4Navigate back to the contracting screen
  5. 5Manually type the commission code into a blank cell for each product
  6. 6Repeat for every product and every carrier
No dropdown. No suggestions. No hierarchy awareness.

Zenfora AMS Workflow

Automated, hierarchy-aware process

  1. 1Open the agent's contracting request
  2. 2Click the commission dropdown for any product
  3. 3Select from available levels — sorted greatest to least, capped at upline's level
Smart dropdown. Hierarchy-aware. Unavailable codes clearly marked.
Zenfora AMS
SureLC

Hierarchy & Structure

Hierarchy-Aware Commission Assignment
Fully hierarchy-aware — automatically respects upline/downline relationships
Not fully hierarchy-aware — requires manual cross-referencing
Automatic Upline Commission Cap Enforcement
Commissions automatically capped at upline's level
Must manually verify upline's commission level before assigning
Downline Commission Visibility
Instantly see which levels are available vs. restricted
No built-in visibility — must cross-check carrier sheet

Commission Assignment Workflow

Smart Commission Dropdown
Single dropdown showing available codes, sorted greatest to least
Blank spreadsheet cell — no dropdown, no suggestions
Unavailable Codes Clearly Marked
Unavailable commission levels visually indicated in the dropdown
No indication — must manually determine which codes are invalid
Per-Product Commission Selection
Streamlined selection per product with context-aware options
Must manually find and enter commission code for each product individually
Carrier Schedule Code Reference
Built-in — no need to leave the contracting screen
Must open separate carrier sheet to look up schedule codes

Speed & Efficiency

Time Per Carrier Request Per Agent
30 seconds to 1 minute
20–30 minutes
Bulk Agent Onboarding
Rapid onboarding with hierarchy-aware defaults
Each agent must be configured manually from scratch